Housing Programs

Schuylkill Community Action offers various residential programs to low-income individuals, such as homeownership, apartment rentals, home repair, homelessness assistance, and transitional housing.

All of these programs comply with Equal Housing Opportunity guidelines, as well as federal and state standards.

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Homeownership Program

Owning a home is a dream for many residents of Schuylkill County. Unfortunately, rising real estate prices, inflation, and lack of savings for down payment and closing costs have made that dream seem unrealistic to many. However, thanks to the Schuylkill County Homeownership Program, sponsored by Schuylkill Community Action, this dream can become a reality for families.

The Homeownership Program enables individuals and families with low-to-moderate incomes to purchase newly constructed homes within Schuylkill County at a price that is very affordable. It also provides future homebuyers with training to prepare them for homeownership. Providing the new homebuyer with the knowledge of all phases of the home purchase will enable them to make educated decisions.

In conjunction, a grant of up to $1,000 is available to help with closing costs when you purchase a home through this program. All homes meet or exceed the requirements as set forth by the Uniform Construction Code.

Eligibility

  1. Borrowers must occupy their homes as their primary residences upon transfer of the properties.
  2. Household incomes may not exceed 80% of the median income for the County of Schuylkill, adjusted for family size, as published by HUD and listed in this website.
  3. Clients must complete the Schuylkill County Community Homebuyer Classes.
  4. Clients must meet standard mortgage underwriting qualifications including employment background, debt ratios, down payment, deposit requirements, and credit history.

Section 8 Income Limits

(as of November 16, 2016)

Family Size Income Limit
1 $32,900
2 37,600
3 42,300
4 46,950
5 50,750
6 54,500

This program was made possible by…

Click on any logo above to navigate to that organization’s official website.

Apartment Rental Development

SCA manages four rental development projects which consist of twelve rent-restricted apartment units. Details can be found below. Other apartments for rent can be found in this website as well. Click on the button below for details.

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6, 8, 10 South William Street
Girardville, PA 17935

Three townhouse rental units

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704, 708, 712 West Centre Street
Mahanoy City, PA 17948

Three townhouse rental units

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112 Cherry Street
Port Carbon, PA 17965

Three apartments

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225 North Center Street
Pottsville, PA 17901

SCA Program Office
Six apartments

If you are interested in leasing an apartment, please call SCA at

570-622-1995

Countywide Housing Rehabilitation Program

The Housing Rehabilitation Program is designed to eliminate health, safety, and lead-based paint hazards in the homes of low-income residents of Schuylkill County.

The current program targets homeowners who are currently residing in Saint Clair or Pine Grove Township.

Home Repair Program for Seniors or Persons with Disabilities

This is a countywide, owner-occupied housing repair program funded by the Schuylkill County Affordable Housing Trust Fund (Act 137). The program assists senior citizens repair or replace major systems in their home and provides disabled persons with increased access within their home.

Examples of major system repair or replacement includes the following systems: roof and drainage, electrical, fire and smoke protection, plumbing and fixtures, and heating.

Access modification/retrofitting assistance for disabled persons will be designed to expand living options, promote health and safety, and increase the ability to function effectively in the home. Access modification may include such improvements as ramps, zero-step entrances, widening doors and hallways.

Unfortunately, due to minimal funding, there may be a three to five-year wait to receive assistance under this program.

Eligibility

For the purpose of this program, a senior citizen is defined as an individual aged sixty-two years or older.

In relation, a disabled person is defined as an individual who is permanently disabled and had limited access or use of their dwelling unit. The disability must be verified by either Social Security Disability Determination or by a physician’s statement. The program beneficiary must either have a disability or be the caretaker of a person with a disability, including dependents with disabilities that are in the care of their parents or legal guardian.

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Applicants must reside in Schuylkill County to be eligible for assistance. They must be the owner on record of the property to be assisted. Applicants must utilize the property as their principal place of residence.

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Ownership interest must be fee simple title or a minimum five-year leasehold interest (long-term ground lease). Value of the property to be assisted must be “modest” and may not exceed 95% of the FHA 203(b) Mortgage Limits for Schuylkill County which is currently set at $160,176. Applicant must document current status for all real estate taxes and homeowners insurance.

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All applicants must meet certain income eligibility requirements. Household income may not exceed 80% of median income for senior citizens and 100% of median income for disabled beneficiaries as established for Schuylkill County by the US Department of Housing and Urban Development. Total income of all residents living in the household will be considered.

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Assistance will be provided in the form of a 0%, five-year “conditional” grant. This grant will be forgiven in its entirety if the recipients continue to reside in their assisted property for a period of five full years and complies with all program guidelines.

For more information on this program, call SCA at

570-622-1995

Rapid Re-Housing for the Homeless

SCA operates a Rapid Re-Housing program that aims to take the literally homeless and help them find stable housing. This program includes intensive case management, budget counseling, rental assistance, and referrals.

Funding for this program is limited, which means we are only able to serve a specific number of households.

Bridge House

The Bridge Housing Program is a transitional housing service located on the grounds of the Pottsville Housing Authority at Laurel Terrace, Pottsville, PA. Bridge House provides comprehensive services to persons facing long-term homelessness and provides a supportive, safe environment for adults and children.

Prospective residents undergo a thorough screening process prior to enrolling the Bridge House Program. Once enrolled, clients receive goal-oriented services designed to improve their self-sufficiency. Active involvement by program participants in goal planning and implementation helps promote the goals of the program.

Bridge House contains twelve apartments, each with a private bathroom, living room, kitchenette, and closet. It’s a safe and secure environment that’s free of abuse, drugs, and alcohol. Guests remain at Bridge House from three to twelve months.

Eligibility

  1. All applicants must be Schuylkill County residents.
  2. Applicants must be in need of permanent housing.
  3. Applicants must be below 125% of the Federal Poverty Income Guidelines.
  4. Applicants must be assessed by a human service agency and referred to the Bridge Housing program by the same agency.
  5. Any and all residents of the Bridge House must abstain from all uses of drugs and alcohol.

Referral Process

Referrals are accepted from Human Service Agencies by the staff at Bridge House. Personal interviews are scheduled with the Director of Program Services. Upon completion of the intake information, the Director of Program Services will recommend prospective guests to the Bridge House Screening Committee, who will make the decision on the prospective guest’s admission.

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The Bridge House Program provides a stable drug and alcohol free living environment for victims of domestic violence, persons with low income, and individuals recovering from drug and alcohol addiction. This program provides a comprehensive application of services to assist individuals to become self-sufficient.

The supportive environment enables clients to develop financial, emotional and physical independence. Bridge House staff offer assistance for guests and their families in finding permanent housing.

Offered Support Services at Bridge House

Ongoing case management services, supplemented by support services, are provided for every guest at Bridge House. These services are offered by various agencies or by staff.

Some of these services include:

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Adult Personal Programming

Includes Life Skills, Parenting, Career Development Skills, Adult Education/Literacy Training, and Group/Individual Counseling.

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Child Programming

Includes Bridge Kids, Head Start, Early Intervention, and Infant Stimulation.

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Assistance Obtaining Permanent Housing

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Clothing Assistance

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Food Assistance

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Community Volunteer Program

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Incentive Program

SCA is an Equal Opportunity Provider and Employer.

We are firmly committed to the provision of assistance regardless of race, color, national origin, gender, religion, age, disability, political beliefs, military status, sexual orientation, or marital/family status.